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Using own car insurance tricks against them to reduce your car insurance premium and get a cheaper price – 6 Secrets Revealed Sometimes car insurance makes sense. People living in places with more crimes car, or have expensive cars pay more, for example. But they are far from being the only insurers to your premium. Insurance companies have gone as far as developing surgeons tend to have more accidents were to blame than any other profession and employees of the building society lesser amount. They know virgins was the worst accidents last year, but had several convictions Pisceans. This means that you go to your premium based on age, sex, work, zip code and where the park is parked and what you drive.
But car insurance providers do not have to have everything his own way – we are six ways to get cheaper car insurance than they would be well that did not know.
1. Use the title of the job right If you describe yourself as a “boss” to complete your application for car insurance average price is £ 98 higher than if you type “kitchen staff” GoCompare.com site found – and not just the chefs they have this problem. “Music teachers” pay £ 86 more than “teachers”, “public officials” pay more “office administrator” and “construction workers” pay more than the “builders”, which – in turn – paid more than “bricklayers”. Basically, if your work fits into more than one category, check auto insurance quotes is to them before applying. For more information about how your work affects your car insurance, go to the Gocompare guide. And if you are a full-time parent or make absolute retired to check the box and not “unemployed” – could save about £ 300.
2. Add a more experienced driver for political It is a crime to tell someone who is not the main driver of a car, but the addition of a secondary conductor is perfectly legal – and more than that, you can save money. Get their permission first, then add an experienced team with a card clean and decent conduct of non-claim with your insurance history driver.
3. Let never last minute Looking around and change three weeks of car insurance before the renewal date, rather than on the day, saving an average of 280 £ comparison site sheet found – with even greater savings available drivers more young. Oh, and be sure that you compare and change – moneysupermarket.com figures show nearly 6 million drivers simply accept their self-renewal price – it costs them £ 113 a year.
4. Get some money back comparison sites to make money, because when you switch from products they receive a referral fee from the insurance company. But if you are smart, you can get the money alone. Topcashback offers up to £ 110.25 cash back when moving through them. Once you have the rates and found that the business is cheaper, head to one of them and see if you can get a better deal by switching through the cashback site.
5. prepayment Did you know that many insurance companies charge interest on your payments if you spread the cost over the year? Well, they do. an average of £ 62 more moneysupermarket worked. So if it is possible to pay in advance.
6. Cut the extras and increase your excess What it is included in your car insurance quote? roadside assistance? windscreen cover? car theft? Driving Abroad? cover staff? A car? Each additional adds to the premium. More than that, many of them already can cover things like travel insurance, AA membership, home insurance or even your bank account.
check you are not paying twice and then look to see if you really need extra. Oh, and you need to check the amount of excess found in your policy. This is the amount you have to pay for itself when an order is placed. The lower the excess higher car insurance, then it works as you can also pay in the event of an accident, and established the excess – although £ 50 can make a difference.
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