In general families with teenage drivers are the ones that get the largest rate increases, as well as as see the most out-of-pocket expenses because they have teenage drivers.

As you can see from the attached photo I have more than my fair share of teenage drivers, and do fully understand the impact that a teenage driver has on your car insurance rates.

Having one in college, one in high school, and one preparing for the drivers test really puts a strain on my pocketbook.

I’ve been in the insurance industry for nearly 15 years, and still can’t figure out a way to completely minimize my monthly expense however I can do the best thing which is plan and prepare, and fully understand what impacts my rates as well as what companies may offer better rates for individuals who have teenage drivers.

Not all want the liability of having a teenage driver.

You will find if you get multiple rates for multiple companies that the rates will vary, and those who do not want teenage drivers will have higher rates hoping to push customers to the less-expensive companies who will suffer the risks that come along with teenage drivers…

I would say the worst thing you can do is just take whatever rate increase you get and keep on paying it every month, take your time to do some planning shop and compare several different carriers and see if you can save yourself thousands of dollars a year.

You may find that the general car insurance quotes you get from the traditional carriers are not the best.

In general car insurance quotes very from company to company, and they will bury even more drastically when you have teenage drivers.

I just spoke to somebody in New York city who was able to save nearly $4000 a year by switching to a smaller insurance company out of the Midwest, versus staying with a New York-based insurance company.

#NewYork #TheBigApple #saveoncarinsurance

Have a great day.