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Why wait in long lines? We now provide auto registration services, registration renewals and transfer of ownership renewals.
At Mona’s Insurance, you can get any document notarized instantly without an appointment.
When going on vacation, you want your family to feel safe and secure.We’ll find the travel insurance that best fits your needs at a great rate.
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Mona’s Auto Insurance is dedicated to provide value for your insurance dollar.
Mona’s Auto Insurance specialize in providing you with rates from multiple CA insurance companies to help you shop for the best combination of price and coverage. We show you the rates ranked from lowest to highest, from the most appropriate CA insurance companies, in accordance with the coverage you selected.
In less than five minutes, you could be on your way to saving money on your insurance!
The first priority is the condition of those involved. Call for medical help if anyone at the scene is injured. Notify the police as soon as possible. Obtain the names, addresses, and telephone numbers of all persons involved, including passengers and witnesses, and the license plate numbers of all other cars involved.
It’s best not to admit an accident was your fault, even if you think it was. A simple apology can be constructed as an admission of fault. Let the authorities determine who was responsible. Auto accidents can be disorienting even if you are not physically injured. You may not be aware of all factors leading up to the crash, so state only what you know about what happened. Contact your insurance company as soon as possible, even if damages were minor.
After an accident or theft recovery, if the insurance company decides your car is “totaled” it means the estimate of the car exceeds the car’s value. At the point, the insurance company will likely send you a check for your car’s value. They will keep your car unless you make arrangements to buy it back “as is”.
If you were not at fault in the accident, you will make a third-party claim to the at-fault drivers insurance company. Because you are the claimant, the insurance company typically will issue the check directly to you. It’s your responsibility to pay the repair shop, and the lender if you have a car loan. If the other driver doesn’t have auto insurance, your uninsured motorist coverage will take effect.
If you own your vehicle and have collision insurance, you will file a first-party claim with your insurance company. It may issue a check either to you, the shop that repairs your vehicle, or both of you. If you have a lease or a loan, the lending institution maybe named on the check. Of course, you will also have to pay your deductible. If other vehicles were involved, the insurance company will settle with the other drivers and you probably won’t be involved.
In less than five minutes, you could be on your way to saving money on your insurance!
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