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What’s Temporary ?
Temporary motor insurance is just a policy that lasts anywhere between 1 and Four weeks. This allows car drivers using a great way to get short-term insurance policy to operate a vehicle an alternative vehicle.
• Typically you need to be over 21 years old using a clean driving license to qualify for temporary motor insurance coverage.
• These policies can be removed alongside main annual auto insurance policies to bridge any gaps in cover.
There are many positive aspects to temporary motor insurance. Read about four from the main benefits for car drivers.
1. Risk Free No Claims Bonus
Temporary motor insurance must not hinder no claims bonus held on main car insurance policies. What this means is even if you should claim in your temporary insurance coverage this will not hinder any no claims bonus years you’ve built up in your main policy.
This is an important benefit as no claims bonuses can also add as much as some big savings on car insurance. If you have at least 3 years of no claims bonus you could be entitled to anywhere between 20% and 60% discounts on standard car insurance policies.
2. Instant Cover
Sometimes you need to get instantaneous access to protection plans. You could have a crisis situation where you need to drive a car you aren’t currently insured for. With temporary motor insurance you are able to contact the insurer (on the phone or online) and get instant pay for a particular car. This means you can take appropriate steps swiftly in emergency situations to ensure you are legally covered once you drive.
3. Add Another Driver to Your Car
Temporary motor insurance is also an effective way to include another driver for your car temporarily. This may make sure should you choose have to lend your vehicle to a new driver they are financially and legally covered. For example one of your dependants might be just learning to drive. They are going to need to be insured when they desire to practice inside your car in-between their official driving lessons.
With temporary car insurance you can insure these learner drivers for up to 28 days at a time. This means they shall be capable of practice within your car (with all the right supervision).
4. More Flexibility
Temporary motor insurance is a terrific way to bridge the space between main policies. Lots of people change their cars every couple of years. Insurance firms can charge fees to swap a current policy to a new car.
• Once you learn your policy is arriving up for renewal and you are purchasing a new car then it can make sense to consider a short lived car insurance at the conclusion of the present policy.
• This may let you cover your car temporarily til you have bought your car.
• You can then set up your brand-new long-term policy on your own new car right from the start.
• This may save paying fees on swapping your policy car and also offer you more time to look around ideal policy for you.
Temporary car insurance can provide immediate access to short-term insurance plans. This is often a practical way to get cover in emergency situations or bridge the gap between long-term policies.
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