| Service | Comprehensive car insurance | Covers older vehicles | Admin fee | Multiple quotes | Third Party car insurance |
|---|---|---|---|---|---|
| Insurance Car Insurance | ✔ | ✘ | ✘ | ✔ | ✔ |
| King Price | ✔ | ✘ | ✘ | ✘ | ✔ |
| Insurance Motor Plan | ✘ | ✘ | ✘ | ✔ | ✘ |
| USave Home, Household and Car | ✔ | ✘ | ✘ | ✔ | ✔ |
| Motor Versekerings Kwotasies | ✔ | ✘ | ✘ | ✔ | ✔ |
| PPS | ✔ | ✘ | ✘ | ✔ | ✔ |
| Quote Cruncher | ✔ | ✘ | ✘ | ✔ | ✔ |
| You Insure | ✔ | ✘ | ✘ | ✔ | ✔ |
| Motor Thrift | ✔ | ✔ | ✘ | ✘ | ✔ |
| iHound | ✔ | ✘ | ✘ | ✔ | ✔ |
When it comes to comparing car insurance quotes there are some key factors to look at. Also if you own a 4×4 then you will need specialized insurance. If you have a 4×4 you need specialised insurance – 4×4 car insurance
Type of car insurance
Third party car insurance is cheaper than comprehensive insurance, but price is not the only thing that you should look at. Have a look at the benefits that the policy offers. You need to think about the benefits that you need from the policy and compare insurance quotes that include these.
Extent of car insurance
This refers to the value of the car insurance policy. Have a look at what the insurance policy will pay out in the event of your vehicle being written off. Some insurance companies will pay out the market value whilst others will cover trade in value which is a lot less.
Excess payable on car insurance
Many insurance companies will require you to pay an excess or deductible. The excess is the first amount that is due when claiming on the policy, which is then deducted from the total amount paid out. There are some companies that will charge a percentage based excess which means you could pay a lot more instead of just a flat rate.
Security requirements of your car insurer
The car that you wish to insure will need to have a certain amount of security like an alarm system, immobilizer and a tracking device. The security on your vehicle will also determine the amount that you will need to pay for your insurance policy.
