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GIG offers select agents and brokers access to GIG’s competitively priced, comprehensive Community Association Insurance Program. The program is underwritten by Liberty International Underwriters, a member of Liberty Mutual Group.
GIG offers web-based underwriting and policy servicing provides agents with a competitive advantage by allowing them to quote, bind, and issue policies all online in a matter of minutes.
GIG’s focus on Community Association Insurance Program business puts agents and brokers ahead of their competition.
GIG was formed to cater to the needs of independent agents and brokers in placing Community Association Business.
GIG has the programs, the experience and the technology to put you ahead of the competition.
GIG provides quality service to its agents and brokers by working with high quality insurance carriers, like Liberty Internal Underwriters (LIU), a Member of Liberty Mutual Group.
This information is not to be considered policy language or legal advice and is not a substitute for competent insurance and legal assistance from a licensed insurance agent or attorney, respectively. The information contained is general in nature, and is designed to provide guidance in the understanding of terms used, both in this web site, and by the insurance industry as a whole. Each company may interpret definitions slightly differently, and these do not reflect the opinions of any one company.
After logging on our site at go to your client and on their Quote Status page click on the blue button in the lower right corner that reads “Request Loss Run.”
You can either follow the claim reporting instructions on your policy or use a tool we added to our online system. After logging on our site at go to your client and on their Quote Status page click on the blue button in the lower left corner that reads “Report a Claim.” You will be able to attached documents and your claim submission will go directly to the claims department at Liberty International Underwriters.
The breach of contract defense costs is offered via Section 5.2 on the D&O policy. We only exclude Loss for such claims and since the definition of Loss (Section 23.14) does not include Defense Costs we do provide defense cost coverage only.
“Defense outside policy limits” is provided via Section 9.1, which states The Insurer’s maximum aggregate Limit of Liability for all Loss under this Policy shall be the amount set forth in Item III of the Declarations. Amounts incurred as Defense Costs shall be in addition to the Limit of Liability.
23.10 “Insured(s)” means the Insured Persons and the Insured Organization. Insured(s) also means any Property Manager, but only if the Property Manager is acting pursuant to the written authority granted by the Parent Organization or on behalf of and at the direction of the Parent Organization or any Subsidiary.
23.11 “Insured Organization” means any entity named in Item I of the Declarations and any Subsidiary, including any such entity operating as a debtor-in-possession.
23.12 “Insured Person(s)” means one or more natural persons who were, now are, or shall hereafter be duly elected or appointed directors, trustees, officers, employees, committee members or volunteers of the Insured Organization, or, with respect to a Subsidiary operating outside the United States, their functional equivalent, regardless of title. It also means one or more natural persons who were, now are, or shall hereafter be duly elected or appointed directors, trustees, officers, employees, committee members or volunteers of any Property Manager, but only if such persons are acting within the scope of their employment with the Property Manager and on behalf of the Parent Organization or any Subsidiary.
23.24 “Property Manager” means any entity providing real estate property management services to the Insured Organization pursuant to a written contract.
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