Michigan Legislature Has a Mandate on Its Mind

If you are a new driver who is looking to purchase automobile insurance, there are some things to know and consider before making that commitment. As a new driver, there might be some requirements you know about, some you do not, and other you are not sure about. The information below will guide you through your first purchase of auto insurance as a first time driver.

1. How stable the company is. You want to make sure you pick a company that is going to be around if you happen to need to make an insurance claim. Also, if they are still in business, can they handle your insurance claim financially?

2. Service available to you. How can you report a claim? Is there someone available 24 hours a day to take my call?

3. Is it best to go with the cheapest auto insurance when I am a new driver? It is not always best to go with the cheapest insurance if you are a new driver or an experienced one. You need to make sure you are getting the best deal for your money. Look for perks such as: No increase in premium if you make a claim and safe driving bonuses. A lot of companies reward their safe drivers, and it is a good program to take advantage of if available.