I live in Jonesboro, Arkansas, and I am a 35 year old male. A few months ago I was convicted of a DUI, and I was told that I have to buy Arkansas SR-22 insurance. I can’t afford to pay for car insurance rates that are so high. Am I going to get in trouble if I am caught driving without insurance?
The state of Arkansas requires all drivers convicted of a DUI to purchase SR-22 insurance in order to have their driver’s license re-instated. You will be required to maintain Arkansas SR 22 insurance for 3 continuous years or your driver’s license will be suspended again. If you are caught driving with a suspended license and without car insurance you will be facing serious consequences. It is illegal to drive on a suspended license. You could face jail time, community service, and your license could be revoked.
It is not a good idea to try and avoid paying for insurance or to drive while uninsured. This type of auto insurance is so expensive because drivers that require it are considered a high risk to insure. This is because most drivers that have to carry SR22 insurance have been convicted of a DUI or caught without auto insurance. Both of these are serious traffic offenses. The best thing that you can do is go ahead and purchase SR-22 insurance. This way you can have your driver’s license re-instated and you won’t get into any trouble.
It is possible to find cheaper rates on your Arkansas SR 22 insurance policy. Discounts are a great way to lower the cost of your insurance. You can receive a discount for being a good student, for having a safe car, and for having low mileage on your car. Another way to find the cheapest rates for your SR22 insurance is to compare quotes online. The internet has made is so easy to compare quotes from many different auto insurance companies at once. After comparing quotes from 4 or 5 companies you are guaranteed to find a company that offers you a cheaper rate than the rest. You can then give them a call and ask about what discounts they offer and to set up your policy.
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