Insurance Companies For Car And House

My Insurance Company Want Me To Buy My Car Back!? I had Learners insurance out with Collingwood Learners. I had a crash and have excepted responsability. They have now inspected my car and decided it is beyond economical repair but a garage I know can fix it for me! My Insurance company have asked that I send in my Vehicle Registration Document as well as the most recent MOT Test Certificate and also the Service History Book! They have told me they will value my car and then pay me the price they believe it to be worth They will take the 350.00 excess from this also and then I can choose to buy my car back from them at whatever they value it to be! Is there a way around this where I wont lose my car for example refusing a payment from them or something? Please help me I’m new to this all! Thanks BEST ANSWER: Compare quotes for free at