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Which company had the best rates for in South Carolina? Our analysis looked at auto insurance quotes from 13 companies for a basic liability policy in 45 cities and towns scattered across the Palmetto State. Quotes were obtained based on two sample drivers, single 30 year old man, and a single 65 year old man – both with excellent driving records and good credit histories in the past five years. Here are the companies with the 7 lowest auto insurance quotes:
Based on our benchmark drivers, the companies with the five lowest car insurance rates in South Carolina wereGEICO, USAA*, Auto-Owners, State Farm, and Southern Farm Bureau*. In aggregate, their mean cost for our sample drivers was $745 a year for liability coverage, which is 27% lower than what the average company charged in the state. *Note that USAA only insures active or retired members in the armed forces, as well as their relatives. Furthermore, to be eligible for Southern Farm Bureau’s auto insurance services, drivers must join the South Carolina Farm Bureau, which has membership dues of $40. Here is the full list of companies we included in our analysis, and how their averages compared for our two motorists in SC
Columbia is the state’s most populous city, and is home to approximately 133,000 residents and 2,000 animals. The latter reside in the Riverbanks Zoological Park, which is one of the rare zoos to embrace cage-free natural habitats for their inhabitants. Nearly 50% of the U.S.’s soldiers have trained and lived in Fort Jackson at one point in their service. When it comes to auto insurance costs, our sample drivers saw quotes averaging $1,043 a year, which was only 2% higher than their statewide average. Who has the best auto insurance rates in Columbia? Good news for the personnel and their families cycling through Fort Jackson: GEICO and USAA actually rank as the 1st and 2nd most inexpensive insurers. These two companies have a history of acknowledging the contributions and service of the military, and provide for service members. For the rest of the civilian population looking to insure their vehicles in Columbia, we recommend getting quotes from GEICO, Auto-Owners, and Nationwide, as they were the three cheapest in Columbia, SC. Rates at these three companies averaged $756 a year, which was $287 or 28% less each year compared to what the typical carrier charged in the city.
South Carolina has been heralded by many publications as one of the best travel destinations in the United States. From the city’s historic significance in the Civil War to its beautiful architecture, there are a lot of attractions for visitors and residents alike. Among other notables, the first theater in the U.S. was established in Charleston, and that tradition of arts is still continued today, where a number of art and theater institutions are situated on Charleston’s streets. Interstate Highways 26 and 95, U.S. Highway 17, and Arthur Ravenel Jr. Bridge are some of the main thoroughfares connecting the city’s commuters from one end to another. Cheap auto insurance in Charleston is attainable through some quote shopping. Our sample drivers saw on average annual rates of $1,121, which places the city 9% more expensive compared to the state average. Nevertheless, going with a quote from either one of the three companies with the best rates in Charleston could save our drivers 25%. Those three companies would be GEICO, Auto-Owners, and Nationwide, whose policies cost a mean of $840 per year for basic liability coverage. Note that these figures exclude USAA, which actually placed as the cheapest in Charleston – good news for any current or retired members of the armed forces and their relatives!
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