Consumer Price Index shows interesting trends in auto body repair vs. insurance rates.

1. Internet. Most buy companies offer discounts for online applications as this is an automated process and costs them a lot less to process your order, you can usually see discounts of 5% to 10% .Click here for insurance quote instant online
2. Shop around. All insurance companies use different formulas to calculate the insurance premium by adding or withdrawing money after each question to ask you. By shopping around you can find big savings on insurance premiums.
3. Buy extra products. Most insurance companies to do other insurance products i.e. .most “building and contents insurance to be” insurance gives additional discounts to buy more than one product, that way you can save much at all insurance premiums,
4. Pay your premium in a go. By pay insurance premiums in full, you can avoid paying for expensive financial burden that will be added if you pay insurance premiums of installments. Some insurance companies can charge as much as 15% April delivery .You can even get a discount for paying in full. If you cannot afford to pay full look at the loan will evaluate small can still save some money. Fill the online loan application.
5. Increase your voluntary excess excess. You’re the amount paid by the customer in case of damage, increasing the insurance company should reduce premiums.
6. Reduce the annual mileage. Lowering annual mileage can reduce premiums; most insurance companies will quote for about 12,000 miles year. Try and work out how many miles do if you could be less, you can get a discount .be honest about how the insurance company may ask to see the old MOT and service history to check your mileage in case of an accident.
7. The alarm, immobilizer or tracker fitted. Theft and the vehicle play an important role in the calculation of alarm premium. Having insurance or immobilizer is fitted gives a small discount on their premiums and having a tracker fitted could make a lot of savings.
8. Take the advanced driving test. Passing advanced exam will tell the insurance company that you have additional skills when driving and are less likely to be involved in an accident.
9. Do not overestimate the value of their car. Adding added value for your car, when applied to the insurance quote will do nothing for you and increase your premium. In if the car is stolen or written off will only be paid the value of car market at the time of the accident.
10. Look after your credit rating. Insurance companies are now looking at credit card in the calculation of insurance premium. Maintaining good credit rating could avoid unnecessary premium supplements.
11. Insure you’re only. Third Party car is a single minimum protection party that is required by law to have also cheapest. If the vehicle is low, then you might consider this type cover. You have to remember that this type of insurance if it were to have an accident, any damage to the vehicle will not be covered for repair.

1. Keep a clean licence Insurance companies take driving convictions very seriously and can dramatically increase car insurance premiums by maintaining a clean driving just safe you are safe and careful driver.
2. Removal of unnecessary drivers. If you have a young driver on the policy who no longer use the vehicle must be removed because it will reduce the premium.

14 companies of young driver insurance add driver. Some older reduce young drivers premiums if they have a driver whose oldest name on the insurance.

1. Build your no-claims discount one of the biggest factors influencing car insurance premiums is the number of years does not pretend to be discount. You can receive up to 75% off for about 5 years without claims. The more years you can stay claim free safer driver insurance company you will see how.
2. Protect your no claims discount. Although will increase insurance premiums if you have many years without any claims you may want to protect it as a small amount can increase premiums by 75%.
3. Buy a lower group insurance car. A very important factor for the insurance premium, which drive. Most car insurance companies have to charge Association of British insurance group vehicle Rating. This 1-20, generally, the larger the group, the greater premium. By buy a car a smaller group can lower bonus especially for young and inexperienced drivers.
4. Join a club. If drive vehicle is a classic or specialist consider joining a club associated with the car most clubs offer insurance programs, which have a very good contribution rates.
5. Put your spouse as a named insurance companies offer discounts driver. Some when you add a spouse as a named driver as opposed to unmarried couples, they see marriage as a sign of stability and durability of associating with a driving safe and there to give you a price reduction.
6. Turn right plus. If you are a new driver consider taking your directly plus. Some insurance companies can give you as much as a 25% discount, and if you just pass the test and do not have any claims that could make considerable savings.