Inthesecases,thecompanyyouoptionsnottobewithoutmeansoftransportit isessentialbutnotalldosounderthesameconditions.
Althoughourgoalis to payaslittleas possibleforthebestinsurance,it isequallyimportant to havethe peace of mindofknowingthat in the event ofunforeseeninsurancecompanyofferscertainservicestoresolvetheproblem.
Towhoconsiderthecaranindispensabletool,asforexamplethecommercialwhovisitcustomerson adaily basis,it isessential to havecoverageofthistypeonyourinsuranceforcar.
ForVerti,forexample,inyourinsuranceincludesallriskandexpandedinsurancetothird partiesthepossibilityofhiringacoveragecalledthat“Mobilityguarantee”andwhichrefersspecificallytothepossibilityofhavingareplacementcarin the eventthattheinsuredvehiclemustbeatimeinrepairafteranaccident:payingfivedollarsadaytheinsuredcancountonareplacementvehicleforamonth.
TheVertiisnottheonlyoption,sinceDirectinsurancealsooffersitscustomerstheoptionofhiringadditionalreplacementvehicleservice:inthiscasethecompanyoffersvehiclesevendaysin the eventthatanaccidentsendyourvehicletotheworkshop,orfor30daysifyou havebeen the victimoftheft.
It isimportant to mention,also,thatthisinsurerundertakestomakeavailable to customeravehiclerentalthroughouttheSpanishterritoryexceptCeuta,Melilla,ZamoraandTeruel.
Comowe seenotonlyvarythepricesandcharacteristicsofeachpolicybutalsoconditionsthatofferadditionalservicesas it isthecaseofthe replacementvehicle.
Balumba,forexample,themaximumuseofreplacementcartimeis10daysandnokilometerslimit,regardlessofiftheinsuredvehiclehasbeenstolen,orislocatedintheworkshopafterasinister, orevenincasesofmechanicalfaults.
Allianz,foritspart,offersitscustomersareplacementcariftheinsuredvehicleisunderrepairinaworkshopwiththecompany:itisanavailablerentalcarforfourdaysin case ofaccident;eitheronesimilartobeusedup toamaximumof30daysin theeventthattheinsuredcarhasbeenstolen.
QualitasAutoincludestheoptionofbeingtheowninsuredwhoordersdirectlythereplacementvehicle,laterreintegratingtheexpensesofrent,withlimits:coversmaximum30eurosperrentalday,andamaximumperiodof10days.
Thereinstatementorder todoeffective,customermustshow,together withadeclarationoftheaccidentcausingtheneedforreplacementcar,eitherthecopyofthecomplaintfortheft,the vehicle rentalBill.
Important:Althoughthisinsurance companyofferstheserviceofcarreplacementincaseofmechanicalbreakdown,it isonlyvalidincarswithlessthan10yearsold.
Now,toensurethebestinsuranceforcar,notonlyinsurancecompaniesoffertheoption to provideareplacementcarforaperiod of timewheretheinsuredcarisintheshoporit hasbeenstolen…
There areoptionssuch aswhichincludesAllianzwithatemporarydailyfixedamountpaymenttocovercostsofdisplacementinothercases,asforexample,thewithdrawalofthedrivinglicence:theinsurerpaysasubsidyof€12per dayduringtheduration of thissuspension.
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