The following risks are ineligible for coverage and shall not be bound. The list is not ALL inclusive and is to serve only as a guide as to the types and characteristics of property risks that shall not be a part of this program.
- Aluminum Wiring or Fuse Boxes (all risks MUST have copper wiring and 100% circuit breaker boxes)
- Abortion Clinics or Counseling
- Amusement / Arcade Risks
- Army / Navy Stores
- Auto Repair Shops (no spray painting, body shops, or welding)
- Aircraft Manufacturers
- Business Interruption when written on a Monoline Basis
- Boiler and Machinery Breakdown on a Monoline basis.
- Check Cashing Stores
- Crops – Landscaping – Trees
- Consignment Exposures
- Contingent Business Interruption written on a stand-alone basis
- Construction of Bridges – Subways – Tunnels
- Explosives – Fireworks Manufacturers or Stores
- Explosives of ANY type
- Furriers
- Gas Stations
- Hog Farms
- HUD or Subsidized Housing – excess of 5%
- Hay Storage
- Heavy Manufacturing
- Jewelers
- Livestock
- Lumber Yards
- Mobile Homes
- Museum – Contents
- Oil – Petroleum – Chemical Risks
- Pawn Shops Contents
- Pallet Manufacturing
- Poultry Farms
- Green houses or shade houses
- Prisons – Jails – Correctional Facilities
- Recycling Operations
- Saw Mills
- Tire and Rubber Tire Recapping Risks or Storage Facilities
- Utilities
- Welding Operations
- Risks with Wood Burning Stoves or Un-vented Alternative Heat Sources
Other Prohibited Risks
- Risks with existing or unrepaired damage
