Last week I told you about  and also about  as a way to lower your auto insurance rates. Today I want to address the issue of youthful drivers and introduce Farmers Y.E.S. – an insurance discount for teenage drivers.

All parents are worried about their teenage children getting behind the wheel of a car for the first time. Not to mention the increase in auto insurance rates!  Here at Farmers Insurance we have YES, a special program for your teenage driver that can mean as much as a 30% discount on your auto insurance rates. YES stands for You’re Essential to Safety. This driver education program will not only give parents more peace of mind but will also help your teen make better decisions when driving a vehicle.

To qualify for the discount, your teen will need to watch  about the dangers of drinking and driving, read the and fill out the .  You can fax the certificate back to me. 

Motor vehicle crashes are the leading cause of death for teens in the United States, accounting for more than one in three deaths in this age group.¹ In 2008, nine teens ages 16 to 19 died every day from motor vehicle injuries. Per mile driven, teen drivers ages 16 to 19 are four times more likely than older drivers to crash.  Fortunately, teen motor vehicle crashes are preventable, and proven strategies can improve the safety of young drivers on the road. Farmers also offers a for young drivers who meet certain criteria.

Please call me at 949-436-0740 if you have any questions about the Farmers Insurance YES discount for teenage drivers or the Good Student Discount.

¹ centers for disease control and prevention. web-based injury statistics query and reporting system (wisqars) [online]. (2009). national center for injury prevention and control, centers for disease control and prevention (producer). available from: URL: www.cdc.gov/injury/wisqars. [Cited 2009 Nov 3].