Auto Insurance Companies in Florida

What would you say if we told you that you could get a late model car for an effective payment of as little as $99 a month, with no money down and in many cases even get money back.

Here’s how it works.

You find someone (we’ll tell you how in a moment) that wants or needs to get out of their new-car lease. In most cases these will be people who leased a car a year or so ago and have now found that they can no longer make the payments due to illness, job loss, divorce, or other personal circumstances.

They discover that the leasing company won’t allow them to simply end the lease and walk away, regardless of the reasons.  To end the lease early means losing a lot of money.

It’s better if they can find someone to simply take over the lease and avoid an expensive early termination altogether. As it turns out, this is pretty easy to do, and it creates a great opportunity for others.

Many of these leases were taken out months ago when special car leasing deals were plentiful and payments were low. The customer might have made a substantial cash down payment or traded in a car having considerable value — which further reduced their monthly payment. Most of the leases had three-year (36 month) terms and mileage allowances of either 10,000 miles or 12,000 miles per year.

For someone to take over such a lease means getting an almost-new car for a bargain low monthly payment, with no down payment and no trade-in required. The person taking over the lease for the remaining months would be getting the advantage of the down payment and trade-in that has already been made.

Many people looking for someone to take over their lease will even offer a cash bonus to sweeten the deal.   This reduces the effective monthly payment even further.

So how do I find lease take-over deals?

Online companies such as act as “matchmakers” between people wanting out of a lease (“sellers”) and people looking to take over a lease (“buyers”). They list hundreds of vehicles and take-over details on their web site. The “seller” pays all fees except a small transfer fee paid by the “buyer” to the lease company. This is one of the easiest and best ways to get into a late model car at the smallest possible cost.

If you decide to take advanage of this great opportunity, make sure the remaining mileage on the lease is enough to cover your driving needs in the remaining months of the lease.

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